"Craig Richards has provided our financial advice and management for 7 years in changing circumstances, with myself and my wife in work / self employed / retired / managing an inheritance. Throughout, the expertise and professionalism with which he has developed our investment portfolio and subsequently monitored and adapted it to accommodate changes either in our circumstances or those of the financial markets has been exemplary.

He has been excellent in analysing and clarifying our requirements efficiently, identifying possible investment approaches and – no mean feat! – explaining often complex financial issues to us in such a way that we can then make informed decisions.

We are very grateful for his continued help and support and would wholeheartedly recommend his services. "

Tim & Angela Jones, Derbyshire - September 2011